RIVIA SOLUTION LIMITED operates this website and provides downloadable digital products to its customers. By accessing this website or purchasing our products, you agree to the following terms and conditions.

1. Service Content

RIVIA SOLUTION LIMITED provides downloadable digital products, including accounting templates, bookkeeping tools, tax worksheets, and bookkeeping toolkits. All products are delivered electronically; no physical goods are provided.

2. Product License

Upon purchase, you obtain a non-exclusive, non-transferable license for personal or internal business use.

Without the written permission of RIVIA SOLUTION LIMITED, you may not:

resell, redistribute, or share the product;

use the product for commercial resale purposes;

claim intellectual property rights to the product;

copy or distribute the product content for unauthorized purposes.

3. Orders and Payment

All orders are processed only after successful payment. Customers are responsible for ensuring the accuracy of the purchase information provided.

RIVIA SOLUTION LIMITED reserves the right to refuse or cancel orders suspected of fraud, abuse, or violation of these Terms.

4. Digital Product Delivery

All products are delivered digitally. Products are usually available for download immediately upon payment confirmation, but in exceptional circumstances, delivery may take up to 24 hours.

5. Refund Policy

As all products sold on this website are digital products that are instantly accessible and downloadable, all sales are final sales.

All digital services and digital products are one-time services; once purchased, delivered, or with access granted, refunds, returns, exchanges, or order cancellations are not supported.

Unless otherwise expressly provided by applicable law, these Terms shall not affect the rights of consumers under the law.

6. Disclaimer

The templates, tools, and related resources provided on this website are for informational purposes and daily financial management only.

RIVIA SOLUTION LIMITED does not provide accounting, tax, legal, investment, or other professional consulting services. Users should consult qualified professionals based on their own circumstances.

RIVIA SOLUTION LIMITED shall not be liable for any direct, indirect, or incidental damages arising from the use of products on this website, to the extent permitted by law.

7. Intellectual Property

All content, digital products, designs, text, graphics, and related materials on this website are the property of RIVIA SOLUTION LIMITED or its licensors and are protected by applicable intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by applicable law, RIVIA SOLUTION LIMITED shall not be liable for any loss, damage, or expense arising from the use of or inability to use this website and its products.

9. Terms and Conditions Modification

RIVIA SOLUTION LIMITED reserves the right to modify these Terms and Conditions at any time. The updated version will take effect immediately upon posting on this website.